The Concordia Plans are employer-sponsored benefit programs. An employer makes the decision whether to participate in the Plans for its workers. Concordia Plan Services offers packages for employers. In addition, the employer can provide a cafeteria plan to their workers, allowing the deductions for the worker portion of the cost to be paid with pre-tax dollars.
If an employer participates in the Concordia Retirement Plan (CRP) and the Concordia Disability & Survivor Plan (CDSP), all full-time workers, regardless of age, sex, occupation, or faith, must be enrolled in these two plans.
If an employer participates in the Concordia Health Plan (CHP), all full-time workers, regardless of age, sex, occupation, or faith, must be offered the opportunity to enroll themselves and any eligible dependents.
Providing these benefits for employees will help to ensure their future as well as make their financial burden easier. Concordia Plan Services is proud to offer these comprehensive plans that care for those in the LCMS ministry.
To join the Church’s Plan, contact a Benefit Consultant